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cell: (415) 235-8000
office: (415) 277-5992
fax: (415) 723-7723
lionel@caritasadvisors.com
www.caritasadvisors.com

Investments offered through Schwab Institutional, a division of Charles Schwab & Co. Deposit and lending products offered by Charles Schwab Bank, Member FDIC, and an Equal Housing Lender. Brokerage products: Not FDIC Insured. No Bank Guarantee. May Lose Value. Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of the Charles Schwab Corporation. Member SIPC.

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