The word Cáritas, Latin for “charity,” not only defines our mission to help local communities through client donations, but also orients the client toward Socially Responsible Investing (“SRI”), and the importance of public/private partnership. Taking a holistic approach to investing, while placing client goals first, as far as their returns and their community impact, are our main priorities.
- Founded in San Francisco in 2016 as an independent Registered Investment Advisory (RIA) at Schwab Institutional.
- Incorporated in California and registered with the U.S. Securities and Exchange Commission (the SEC) and the California Department of Business Oversight.
- Low annual asset-based management fee of 0.28% – 0.48% depending on assets under management per the separately managed account.
- Index-oriented, passive investment strategy utilizing multiple asset baskets based upon client risk parameters.
- Free portfolio allocation review of current portfolio to understand total cost and benchmark performance.
- Allocations among hundreds of low-cost ETFs (e.g., BlackRock iShares, Vanguard Market ETFs, Schwab Sector ETFs, State Street SPDRs, PowerShares, etc.)
- Own the index and overlay with covered-call options when necessary for added income and reduced downside risk.
- Efficient Market Hypothesis tells us that it’s impossible to beat the market consistently over time.
- Utilize covered-call options to time the market highs and lows, and increase portfolio returns conservatively.
- Keep fees low and avoid costly outside asset manager consultants (e.g., Cambridge Partners, Colonial Consulting, Hall Capital Partners, etc.).
- Indexing allows the foundation asset fiduciary to focus on mission critical, community impact rather than investment manager decisions.
Call (415) 235-8000 for more information.
Cáritas Investment Advisors, LLC / 50 California Street, 15th Floor / San Francisco, CA 94111 / (415) 277-5992 / (415) 235-8000 cell. / (415) 723-7723 fax. All assets custodied and cleared through Schwab Institutional, part of Charles Schwab & Co., headquartered in San Francisco, CA.